Milan, Italy

Giorgio Ratti

Product Manager with a background in design and engineering.

I work on B2B, fintech and platform products, turning complex problems into clear product direction and solutions that teams can build. I'm currently a Product Owner at TeamSystem.

About

I studied Informatics Engineering at Politecnico di Milano, followed by a Master’s in Management and Informatics at USI in Lugano. After working across technology and business, I moved into interaction and service design before transitioning into Product Management. Today I’m a Product Owner at TeamSystem, after working in Product at Cerved Group.

Engineering, design, then product: today, I look at products from three sides. Business value, because a product that doesn't pay for itself doesn't survive. User experience, because adoption is not a given. Technical feasibility, because a decision that ignores the system behind it gets reversed three sprints later.

Outside product work I read about behavioral economics and gamification, and most of my earlier design projects came out of an interest in social innovation.

Now

Product Owner, TeamSystem

Focus

B2B, fintech and platform products

Based in

Milan, Italy

Languages

Italian, English, German

What I bring

Four things that work together rather than in sequence. I sit at the intersection of product, design and technology, and the value is in the overlap.

Product strategy

  • Problem framing
  • Product direction
  • Prioritisation
  • Roadmap

Discovery & UX

  • Research
  • User journeys
  • Prototyping
  • Validation

Delivery

  • Requirements
  • Backlog
  • Stakeholder alignment
  • Working with engineering and design

Technical fluency

  • Systems and dependencies
  • APIs and integration
  • Technical constraints
  • Product trade-offs

How I work

Product management isn't backlog administration. The part that matters is getting from a vague problem to a decision someone can defend — and then living with it.

01

Problem

Understand what is actually wrong, for whom, and why it's worth solving now rather than later.

02

Evidence

Gather what we already know — data, stakeholder input, research — and be explicit about what we still don't.

03

Decision

Weigh the options, choose one, write down the trade-off. A decision without a stated trade-off gets re-opened every quarter.

04

Delivery

Align the people affected, turn the decision into requirements, and work through it with engineering and design.

05

Outcome

Look at what happened, keep what worked, and say plainly what didn't.

Product experience

2025 — now

TeamSystem

Product Owner · Platform services

2021 — 2025

Cerved Group

Product Owner → Product Manager · Smart Lending

Product

Let's talk product.

I work on B2B, fintech and platform products, with a background in design and engineering. Have a look at what I've worked on, or get in touch.

Siti web

Need a website?

Alongside my product work, I design and build websites for professionals and small businesses in Italy and Switzerland. We start with your goals, structure and content, then I create a clickable prototype before development begins.

Get in touch

A product idea, a project, or a website to rebuild — write to me and let's talk.

g.ratti.work@gmail.com